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Administrative History
In 1916, with automobile transportation becoming more widespread, the State Legislature enacted two laws regulating the formation of mutual companies insuring automobile operators against liability for injuries suffered by persons (Chapter 13) and insuring automobile owners against damage to automobiles (Chapter 14). Both statutes stipulated that by-laws could be adopted by the directors of said mutual insurance corporations following the receipt of a certified copy of the certificate of incorporation from the superintendent of insurance, provided that said by-laws were first approved by the superintendent of insurance. Thereafter, members of said mutual insurance corporations were free to adopt or amend by-laws, provided that all new or amended by-laws were first approved by the superintendent of insurance. Chapter 882 of the Laws of 1939 extended the requirement of superintendent approval, prior to the adoption, repeal, or amendment of by-laws, to domestic mutual insurance corporations generally.
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